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Old 09-12-2008, 09:30 PM   #1 (permalink)
LeapDayBaby
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Question about "refund guarantee" insurance - please help!
Hi all!

My DS12's 8th grade class is going on a trip to Washington, DC next May. The price for the actual trip ($788) is fairly reasonable given the cost of a roundtrip airline ticket from PVD to DCA, two nights' hotel accommodations, transportation around the city during the trip and admission to places like the Smithsonian, so I'm fine with that. My concern is the "refund guarantee" insurance that is being tacked on to the price of the trip. The agency organizing the tour is charging $100 for this "refund guarantee" insurance, which supposedly ensures that we'll get our money back if the trip is canceled for any reason.

An additional $100 (almost 13% of the cost of the trip!) for this feature seems excessive. Should we decline this and look into purchasing travel insurance elsewhere?

Thanks in advance for any guidance!!

- Laurie
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