| Paying off the highest rates first makes financial sense, but if paying off the lower balances means it keeps you on track longer, you will be more likely to stick with it, then I say pay off the smaller ones. If you have a couple that are small enough to pay off in one or two months, I would kill those ones first. For every 1 less payment, is less stress. After that, if all of them are going to take a series of months to pay off, I would attack the highest interest rate first and get rid of it, while still paying the minimum on the others, then when you are ready to attack the mid size rates, the balances will already be smaller.
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