We have seperate money for vacation. And we are trying to keep things under what we are being loaned, because we have been told multiple times that "you will go over budget" In a perfect world, if everything goes right.. We could do both.
My main concern is that something will go wrong. And Disney will be cut. And myself and my children will be disappointed.
Maybe I should try to do the secret trip.. Which might already be blown at this point since they keep saying they get to go next year..