I forgot something else. Here's a link to it. you can't access the members only pages until you become members.
http://dvc.disney.go.com/disneyvacat...Home&clk=11808
IT is worth it and is way cheaper than paying rack rates because you only use points per night instead of dollars. However, we are going down in April, not as DVCers but because we got the really great rates and we are surprising the kids.