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It sounds complicated...isn't that a lot to remember? And is your impression that maybe the set-up is fairly Disney friendly in terms of using/losing points? And if there is a set expiration for everyone's points why are there price increases on points if each year means one less year to use them?
I thought I'd be interested...but I'm not sure. Cheryl, why have you never regretted buying DVC?
Heather
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I've never regretted buying into the DVC, because you've got to balance your initial expenditure in buying points against what you'd pay for a Disney vacation. Better people than me have worked this out, but I believe the DVC pays for itself after about three or four vacations, simply because the price of an average Disney vacation does increase a lot each year. Once you've bought your points, the only thing that increases is your annual dues.
Also, if you stay in a one or two bedroomed villas, these are far superior to any room on Disney property in terms of the facilities you get - where else can you get a spa bath, DVD player and full kitchen for example?
We loved having all of those in our stay at a one bedroom villa at the Beach Club Villas.
As to the points increasing each year, but the expiration date of the points not changing, that is true to a certain extent, but I guess that's one of the hooks to buy your points early - as they'll be cheaper and you'll have longer to use them. With the Saratoga Springs points, they have realised that and the expiration date of these points is a different date to other DVC resorts. I guess it's also a case of supply and demand - as more people buy in, less points are left for purchase (even though they are building all the time) and then the price goes up.
I hope that helps answer your questions - and I've certainly never regretted buying in. I feel I'm getting my money's worth out of my purchase already and I know within a couple of years, it'll be nicely paying for itself.
