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01-05-2008, 04:25 PM
| #1 (permalink) | |
| Living Seas wannabe  Join Date: Apr 2003 Location: Jacksonville, FL
Posts: 25,740
| I just moved my savings acct money from my credit union (I THINK I was getting like 1.5%) to an ING acct now getting 4.1% - increased my return by 3%!!!
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01-05-2008, 09:28 PM
| #3 (permalink) | |
| RED SOX NATION!!  Join Date: Aug 2002 Location: Connecticut
Posts: 73,451
| Great job Terri 
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01-06-2008, 01:08 AM
| #5 (permalink) | |
| Community Rank: Scout   Join Date: Feb 2007 Location: the lil city that Ike washed away...
Posts: 4,496
| once i have my emergency fund built i am going to do that very same thing. Is there a minimum $ amount to open this type of account?? i will have 1K to put up..... and id would love for it to earn money while its sitting there 
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01-06-2008, 12:05 PM
| #6 (permalink) | |
| Always Planning 4 Disney  Join Date: Dec 2004 Location: Louisville, KY
Posts: 17,670
| Great move Terri! Chuck and I are looking into the ING accounts as well.
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01-06-2008, 12:24 PM
| #7 (permalink) | ||
| Living Seas wannabe Join Date: Apr 2003 Location: Jacksonville, FL
Posts: 25,740
| Quote:
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01-24-2008, 11:59 AM
| #9 (permalink) | |
| Community Rank: Traveler   Join Date: Jan 2005 Location: TN girl living in MS
Posts: 373
| Terri - Someone posted about this on llnoe.com today, and now I'm thinking about it. I have some questions though... 1. Did you sign up online? 2. Is it attached to your checking account? 3. If so, do you just move (transfer) it over to your ING account? 4. Likewise, can you transfer it back should you need the money? 5. How fast can you have your hands on it should you need it? The ING accounts have a lot higher interest than my reg. savings account, but I've never moved it since I can just transfer from account to account instantly now. If I could do that with ING, I'm definitely switching!!! TIA!
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01-24-2008, 08:29 PM
| #10 (permalink) | ||
| Living Seas wannabe Join Date: Apr 2003 Location: Jacksonville, FL
Posts: 25,740
| Quote:
I signed up online You have to link your savings account to a checking account (I actually have 2 checking accounts and have both linked to my ING acct). I told the computer how much I wanted to transfer and it went through. I can transfer back and forth via the ING website I think I can transfer it in a day or 2 - once the account is open and the links are verified.
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01-24-2008, 08:40 PM
| #11 (permalink) |
| Community Rank: Trailblazer   Join Date: Jan 2007 Location: Woodhaven, MI
Posts: 5,226
| I looked at it, and the only specifications I saw were that you cannot transfer money out of the account for 10 business days after you open it. After that, new deposits must stay in the account for 5 business days before they can be removed. DH is trying to convince me to put our savings here, and I am thinking about it. So I would appreciate feedback, good or bad, from anyone who can offer it.  |
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02-07-2008, 08:45 PM
| #12 (permalink) | |
| Community Rank: Adventurer   Join Date: Sep 2006 Location: Cleveland, Ohio, USA
Posts: 822
| I love ING we just got the checking added to our saving. The only bad part I have found is a transfer from our brick and motar bank to ing takes 4 days. I plan to start having part of my check go Direct Deposit which should help that.
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02-08-2008, 07:14 AM
| #13 (permalink) |
| Community Rank: Trailblazer Join Date: Jan 2007 Location: Woodhaven, MI
Posts: 5,226
| I decided against it because it says that it can take a few days to get money from your ING account to your checking account. Since right now, I am in a position where if I need money out of my account, it will be for an emergency (which means I will probably need it NOW), that won't work for me. |
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About This Page: This is a discussion on I just moved within the The Office: Budgeting and Reward Programs, part of the PassPorter Community - Message Boards and Forums; my savings acct money from my credit union (I THINK I was getting like 1.5%) to an ING acct ...
I hear tell of Christmas coming soon. 
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