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01-06-2008, 08:50 PM
| #1 (permalink) | |
| Community Rank: Globetrotter   Join Date: Jul 2004 Location: East Amherst, NY
Posts: 3,455
| Step 4 - Monitor charge cards!non line every day So, we have one charge card with 0% for one year. This has the old debt that I am paying off. The other charge I have is my Disney charge. All new charges go on this, as I get 1% back to spend at Disney. Since June, I have never paid a finance charge. That is because I know that anything I will be buying using the charge, I will be paying the next day. Every morning I look at my Disney card, and then go to my on-line checking account and pay the balance, if there is one. I do not wait until the bill is due. I pay it right away, so it really is like using cash. I also check my old debt 0% card. The last day of every paycheck cycle, I pay as much money as I can towards the debt I owe. The card only bills me 1% of what I owe, so I would never only pay that! I probably pay the current card 10 times a month. I pay the old credit card 4 times a month. I always know JUST where I stand.
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01-06-2008, 09:03 PM
| #2 (permalink) | |
| RED SOX NATION!!  Join Date: Aug 2002 Location: Connecticut
Posts: 73,451
| Great suggestion  We only use the Disney Visa as our card, and pay it off every month! Those Disney dollars come in handy.....I've been saving for years and used them as the downpayment for our 2009 cruise 
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About This Page: This is a discussion on Step 4 - Monitor charge cards!non line every day within the The Office: Budgeting and Reward Programs, part of the PassPorter Community - Message Boards and Forums; So, we have one charge card with 0% for one year. This has the old debt that I am paying ...
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