Disney Rewards Visa About This Page:

[disneyxscollectr]

How do you take the best advantage of it? Of course, I will not carry a balance on it.

All tips gratefully accepted.

Thanks,
Maria

[oldmom]

buy stuff, pay it off each month, collect rewards.

[Colexis Mom]

We charge everything to the card and pay it off every month

[Cam22]

Originally Posted by oldmom

buy stuff, pay it off each month, collect rewards.

This is exactly what we do. We pay pretty much every single bill and shopping tab on the Disney Visa and then pay it all off at the end of the month. Then we use our reward points to eat and shop at WDW.

[lexiemom]

Same here, we use it for everyday things and then pay the bill off each month.

[tinker_me_happy]

rewards add up pretty quickly. You can pay your other bills with it, then just take the money you would have used to pay...say for example your electric bill... and pay Disney Visa! When you are ready to redeem points, they put them on a card for you to spend.

[Skatetigger]

I am lucky or sometimes unlucky depending on when I get the expense checks to be able to use it for work so when I have trade shows I rack up points pretty quickly. I tried to use it to put my downpayment on my car last year but the amount was over what the dealer accepted for credit cards.

It's the only credit card I use, which sometimes can get me in trouble cause I do use it for work. They have a great fraud unit let me tell you. FOund that out as I was sitting in the Orlando rental car center one Friday night cause there was a charge that same day in Vegas for a work related function.

[Lemap760]

If you use it to pay for gas those points can add up quickly.

[twogirlsmom]

I've been thinking about getting one of these for the points, but I'm just not sure. After years of paying down debt, we're very against using credit cards again. So I'm just not sure I could work it.

Does anyone know if you can make more than one payment a month? If so, that might work more to my advantage since we budget weekly.

[oldmom]

I pay bills online, so when I put something on the card I come home and send that much money to the credit card that day.

[tinker_me_happy]

I have paid more than once a month. I have online bill payment options thru my bank. I usually make a couple payments a month. I am trying to get it paid off before our trip in August. BUT it is hard right now because I keep charging stuff (May has been a difficult $ month!) and I have zero interest right now. So I am paying it down and it WILL be paid off before vacation, thus the multiple payments each month!
I think they will only accept one payment per day.

[mcc0313]

I use it to pay all the monthly bills that I would normally pay with my checking account and then pay it off each month. Our trip in June was basically a cash only trip but I used it book my flights, then for the package and then paid it off and I will use it on our trip and then pay it off...

I have decided not to use the points until my mom only trip in May....they way i am going I will have a nice balance for that trip...

[disneyxscollectr]

I know what you mean about paying down debt. I am paying down some myself.
The good thing is that I have Chase bank a few blocks away from me and I can pay it off on a weekly basis.

I only will put everyday things on it and pay it off as I go. I am not using it for long-term debt items. That will keep me in check.

I have been paying down debt for a while, I am not getting into that again. Learned that lesson well.

I was also wondering if there is a cap on how many points one can accumulate in one year and if they expire. I don't have much experience with rewards points because most of our cards don't give us rewards and the ones that do, we don't shop there often to accumulate any. lol.

Thanks,
Maria

[lukeandbrookesmom]

Originally Posted by oldmom

buy stuff, pay it off each month, collect rewards.

Same here

[sassymom]

Can you use it to pay off other credit cards or transfer balances? I have several dept. store cards I might like to switch over to Disney.