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06-26-2008, 10:07 AM
| #1 (permalink) | |
| Community Rank: Adventurer   Join Date: Sep 2007 Location: Douglasville, GA
Posts: 564
|  Would you do it? We have a trip planned for this September with the free dining. I have to have the trip paid off by 7-31-08 and have a little over $700 to go. I have some savings bonds that I have had since 1997-2001 that will not only pay the trip off but also leave me some spending money as well. I know I will be getting a 1099 form come tax time-my question is, would u do it if it were your trip? Would u cash them in to pay for a vacation? Thanks for your honesty...... 
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06-26-2008, 10:15 AM
| #2 (permalink) | |
| Community Rank: Globetrotter   Join Date: Jan 2006 Location: Eastern Massachusetts
Posts: 3,038
| Truthfully - yes. My MIL sends Abby's bounds every year for Christmas. I have yet to convince her to send the money instead so I can get better rates from our credit union. The only reason why I haven't cashed them in yet is they are in hubby's and Abby's name and Lenny needs to go to the bank with them and he keeps putting it off.
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06-26-2008, 10:45 AM
| #3 (permalink) | |
| Rule #1: No mean allowed.  Join Date: Jun 2000 Location: Robbinsdale, MN
Posts: 6,815
| I guess it would depend on what other options you have. I mean, if a credit card is your only other option -- or if you could pay cash but it would mean having less money for bills and other stuff this month -- then I'd do it. It'll be a hassle at tax time, but there are worse things. And it would probably have a relatively minimal effect on your tax due, right?
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06-26-2008, 10:50 AM
| #4 (permalink) | ||
| Community Rank: Adventurer Join Date: Sep 2007 Location: Douglasville, GA
Posts: 564
| Quote:
Just wondering if everyone thought I would be crazy to do it or not. 
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06-26-2008, 11:08 AM
| #5 (permalink) | |
| Community Rank: Traveler   Join Date: May 2008 Location: I live in St. Louis, MO
Posts: 256
| I did it last year with bonds that I have had for years and my grandmother found them....otherwise we would have not gone to FL
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06-26-2008, 07:15 PM
| #6 (permalink) | |
| Magic Happens!  Join Date: Oct 2001 Location: E. Stroudsburg, PA
Posts: 18,066
| I would do it. 
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06-26-2008, 08:20 PM
| #7 (permalink) | |
| Wannabe Snowbird  Join Date: May 2002 Location: Winterpeg, Manitscoldhere
Posts: 26,608
| My honest opinion would be to ask myself why did I get the savings bonds in the first place. Was it meant for retirement? Kids education? For a rainy day? In case of emergency - major appliance replacement or home repair? Was it a gift from somebody? If I could honestly answer myself that it wouldn't be "stealing" from my retirement or kids education or cause a problem if the house suddenly needed a new foundation or something, then I'd have less trouble cashing them in on a vacation.
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06-26-2008, 08:50 PM
| #8 (permalink) | |
| #1 Mary Poppins Fan!  Join Date: Feb 2007 Location: Massachusetts
Posts: 10,305
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06-26-2008, 10:41 PM
| #9 (permalink) | |
| We're goin' to Disney!  Join Date: Jan 2003 Location: Kingston, MA
Posts: 12,347
| I don't think it's a bad idea, but like Donna (GoofyMom) mentioned, ask yourself if yourself what they were purchased for initially. ('just in case' - that would work for me!)
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06-26-2008, 11:13 PM
| #10 (permalink) | |
| Community Rank: Explorer  Join Date: Mar 2001 Location: Indiana , USA
Posts: 13,916
| I'd cash them in, if I truly meant to replace them with something else soon.
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About This Page: This is a discussion on Would you do it? within the The Office: Budgeting and Reward Programs, part of the PassPorter Community - Message Boards and Forums; We have a trip planned for this September with the free dining. I have to have the trip paid off ...
I've been jingled. Thanks Sandy (Sandra Bostwick) 
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