No Buy July About This Page:

[DawnDenise]

We started off our year with a No Buy January, so it only made sense to start our second half of the year with a No Buy July! Scott for the idea! Hope July is better than June for everyone!

to everyone this month!

[skateycat]

ok, so what is no buy july????? and how should i do this with two trips planned?

[DawnDenise]

Originally Posted by skateycat

ok, so what is no buy july????? and how should i do this with two trips planned?

At the beginning of the year, we started a thread for each month to encourage ourselves and others in becoming debt free in 2008. It's nice to have a place to come to for support when trying to save money and reduce debt, especialy when you have some bad spending days. Every month we start a new thread so it is a clean start each month. Here is a breakdown of what it entails from the first post from steffe.

The Game Plan: Everyone sets their own lists of essentials and exemptions. Think carefully over the month and try to plan ahead. For example, if you know you have a birthday coming up and need to buy a present, or if your Disney trip is coming up, list the trip period as an exemption. Everyone sets their own rules.

The Goal: To become aware of everyday spending habits and save a little money. Or, as I think of it, to end the $100 detergent habit. What's $100 detergent? It's when you run in Target or Wal-mart for laundry detergent and end up spending $100. Now, you may use everything you bought and it may fit into your budget structure, but if you are in a saving mode, did you really need it at that time? Or is it a money leak?

Posting: Try to post your progress every Monday. I found that the more often I posted, the more it kept me honest and the more I thought about it while I was in dangerous situations. If you need/want to post more often, that's up to you. We love lots of posts!

HTH! I use it to keep myself accountable for every day spending that just adds up even though I have trips planned in the next months. I have saved close to $1000 by cutting out fast food runs and keeping to my shopping lists.

[KrisS]

I'm in! DD and DH have b'days this month, but their gifts are already bought. But, Hallmark ornaments are premiering in two weeks. If you don't get the Star Wars one right away - they're gone! So, three family ornaments are my exception - and that's it! I'm trying to fill my mousekeeping envelopes every time I have a few bucks in my wallet.....So, I'm going to get them all filled this month, as well as $ for other tips.

[Big Baloo]

Already off to a roaring start! Dropped the dog off at the groomer's--that'll be 35$ when I pick him up, spent $4.80 at the P.O. and will be going to the local store later to get some chips for this weekend that are on sale--figuring about 10-15$'s should do it. The good news is, that NONE of this will be going on a CC, all cash!

Good luck this month everyone!

[janicelovesmickey]

8.28 for avon
other than that today s/b a zero dollar day

[Sarilas]

LOVING this idea. The last half of the year is always buy-buy-buy- we have birthdays June-October, an anniversary in November and then of course there's Christmas... With our Disney trip in January, I love the idea of eliminating those $100 detergent extravagances!

[simbarel]

Hey, Janice, I also had an Avon expense today, $15. I also impulsively spent $16 on a subscription on This Old House magazine because I think DH will like it. I'm determined to spend nothing else for the rest of the day (but I do have $400 saved up to send towards my Disney Trip. )

[lukeandbrookesmom]

Great idea for the title Scott!

[skateycat]

let's see, i have been doing ok this week, well, minus the last minute trip to MK on sunday....just had to go, but kept my spending total with gas under 100. spent 27 on groceries yesterday, but that will be a bunch of meals at work i cooked and some breakfasts for hubby. oh, and i have kept away from starbucks for about 5 days...i should get a medal for that alone!!!!!

[janicelovesmickey]

Originally Posted by simbarel

Hey, Janice, I also had an Avon expense today, $15. I also impulsively spent $16 on a subscription on This Old House magazine because I think DH will like it. I'm determined to spend nothing else for the rest of the day (but I do have $400 saved up to send towards my Disney Trip. )

I know its sooo easy to spend there, I was doing really good for a while since we had no avon lady at work and well now we have another.

[scottjs]

Wow--my name was used!!! I feel so happy. I do have a little speech prepared!!! I wish to thank the academy!!! I also wish to thank all the little people! Bilbo, Frodo, and Mickey Rooney!!! Now lets get out there and not buy stuff!!! Well don't buy some stuff---some stuff you have to buy!!! Whats my point? I forget but it will come back to me!!! Never mind.

Ok this is going to be an expensive day. $90.00 bus tickets for the month of July but gotta do it. Take care all.

[rescuesk]

Avon is evil...I run out of the office when our Avon lady arrives!

Oh, please may this month be better but it started out not so good. My fridge drain was clogged, wreaking all kinds of havoc, so I had the repairman out today. Since I called him yesterday, I think I will count this as a June expense, $116. Not too bad, really, for all he did (there were a few things going on that he fixed, too.) The fridge is 12 years old but I so don't want another expense. :

I have a menu plan for July with all those groceries I stocked up on. I hope to stick to it.

June was not a great month for money bleeding out, but I did manage to pay down some debt and pay off some money I owed my Dad!

Total debt reduction for June: $2810.

[stretch2864]

Originally Posted by rescuesk

Avon is evil...I run out of the office when our Avon lady arrives!

Oh, please may this month be better but it started out not so good. My fridge drain was clogged, wreaking all kinds of havoc, so I had the repairman out today. Since I called him yesterday, I think I will count this as a June expense, $116. Not too bad, really, for all he did (there were a few things going on that he fixed, too.) The fridge is 12 years old but I so don't want another expense. :

I have a menu plan for July with all those groceries I stocked up on. I hope to stick to it.

June was not a great month for money bleeding out, but I did manage to pay down some debt and pay off some money I owed my Dad!

Total debt reduction for June: $2810.

Wow! Great job Sue on reducing your debt!

Today started off a little spendy, but hopefully the rest of the month won't be too bad. I made a stop at Walmart to the tune of $31. In my defense, though, I did find a pair of really cute cargo shorts for only $3. Other things like milk and vitamins we did need. Then I stopped at SuperTarget and only spent $7! That was for strawberries (on sale), corn on the cob (on sale), and a card. The biggest expense today was the post office as I needed to buy stamps and mail two packages-$38!

On a positive note, I had a couple of good sales off of items listed on Craig's List so $55 went into my WDW fund! Not bad for junk sitting around and collecting dust!

[scottjs]

I had to take $200.00 out of my Disney Fund!! I am bummed about that. But my other bank did not clear my check yet. I am also waiting for my check from the IRS! I was supposed to have $2000.00 in the bank by yesterday but have missed my goal!! Gotta keep after it though.