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Old 07-12-2009, 10:57 AM   #1 (permalink)
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Insurance!!

I've not had insurance for quite a while. DH's job hasn't offered it until recently, and we've had to buy privately. Privately bought insurance doesn't like it if you're Pooh sized. They won't cover me (even though I'm healthier than DH!).
So, the college I've been attending became a University this year - and one of the big perks of that is they now have student insurance!
We can insure me through the school for $575 a YEAR!! That's less than it would cost for 2 months through DH's job!

Just a head's up for those of you who have no more kids at home, but they're in college - it could be much cheaper to keep your insurance for just yourself, and put the kids on a policy through their university. Or, for those who like me are older adults in university.
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Old 07-12-2009, 11:14 AM   #2 (permalink)
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Thanks for the info!!
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Old 07-12-2009, 12:06 PM   #3 (permalink)
 
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The insurance at my sons school is way more than that! Its cheaper to keep him on my policy as long as possible ( crummy as it is)
Thats a great deal for you!
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Old 07-12-2009, 12:09 PM   #4 (permalink)
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If you have good coverage through the school insurance then that's a great deal.
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Old 07-12-2009, 05:28 PM   #5 (permalink)
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They'll actually cover DH and the kids - we've been crunching numbers off and on all day - it may be cheaper to insure them through me now - kind of a cool feeling, that I've got something to offer the family.
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Old 07-13-2009, 02:36 PM   #6 (permalink)
 
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The university I work at requires students to have health insurance - the logic is that we don't want students to have a medical emergency that causes them to drop out of school due to medical bills.

If you aren't insured on your own (or your parents') policy, you're automatically billed for the university's policy - $300/semester. Not really a bad deal and it's decent insurance. The only catch is you're not insured during the summer.
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Old 07-13-2009, 02:39 PM   #7 (permalink)
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That's an excellent deal
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Old 07-13-2009, 03:23 PM   #8 (permalink)
 
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Great deal. Thanks for the info
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Old 07-14-2009, 07:36 PM   #9 (permalink)
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That's a great deal. MY DD's school is $2000./yr so it's cheaper to keep her on the policy provided by her dad's work, which includes dental. You also reminded me that DS2 may be able to go back on when he starts grad school next month.
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Old 07-15-2009, 09:04 PM   #10 (permalink)
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That's great!!
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