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10-23-2008, 11:30 PM
| #1 (permalink) | |
| Community Rank: Traveler   Join Date: Apr 2007 Location: St. Louis MO
Posts: 414
| ???? Banking points So does anyone know, is there a limit on how many points you can bank, or years worth of points.? Is it possible to bank 3 or more years?
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10-24-2008, 12:19 AM
| #2 (permalink) | |
 Join Date: Nov 2007 Location: Head is still above Water
Posts: 4,413
| You can only bank a year's worth of points. For example. You have 160 points . . . you use 60 and bank 100. Those 100 points are good only for the next year. You have access to only 3 year's worth of points at any given time: banked from the year before, current, and borrowed from the following year.
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10-24-2008, 10:52 AM
| #3 (permalink) | |
| Community Rank: Trekker   Join Date: Dec 2005
Posts: 1,582
| Think of "banking" as simply rolling your points forward one year. Points that were normally valid in your 2008 Use year become 2009 points. Points in your 2009 Use Year become 2010 points. As stated, you can ONLY roll them forward a single year. The most points you can ever have access to at a single time is 3 years' worth: Banked, current and borrowed points. If you own 150, you could have up to 450 points to use in a single year via those rules. For example: 2008 points banked 2009 points current 2010 point borrowed The above would give you 3x your points to use in the Use Year for 2009. If you wanted to consistently do this, you could only take trips every 3 years. In this example your next trip would be 2012 when you used 2011 banked, 2012 current and 2013 borrowed. Of course, you still need to pay dues on the points every single year.
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10-24-2008, 11:54 AM
| #4 (permalink) | |
| Facebook Addict  Join Date: Jul 2004 Location: Philadelphia
Posts: 36,590
| You can only "bank" one year of points at a time.
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10-24-2008, 06:40 PM
| #5 (permalink) | |
| Community Rank: Traveler Join Date: Apr 2007 Location: St. Louis MO
Posts: 414
| So if I understand this correctly 2008 can be banked into 2009. But if I don't use them in 2009, I can't roll them into 2010. I lose the 2008 points.
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10-24-2008, 07:08 PM
| #6 (permalink) | ||
| Community Rank: Trekker Join Date: Dec 2005
Posts: 1,582
| Quote:
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10-25-2008, 05:22 AM
| #7 (permalink) | |
| Magic Happens!  Join Date: Oct 2001 Location: E. Stroudsburg, PA
Posts: 22,181
| My DSiL INSISTED that DVC was going to let her bank all her points from 3 years so she could go to Paris. Yeah. Not so much. She lost 150 points that year. 
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10-25-2008, 08:12 AM
| #8 (permalink) | ||
| Join Date: Apr 2004 Location: Montana
Posts: 6,961
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About This Page: This is a discussion on ???? Banking points within the Owning the Magic: Disney Vacation Club, part of the PassPorter Community - Message Boards and Forums; So does anyone know, is there a limit on how many points you can bank, or years worth of points.? ...
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