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10-24-2008, 05:44 PM
| #1 (permalink) | |
 Join Date: Feb 2004 Location: Fort Worth,Texas
Posts: 7,999
| Disney Visa & Vacation club deal? I remember reading something about Disney visa & vacation club not too long ago. It was something like use your Disney Visa to purchase vacation club points & get 0% interest & Disney visa points.Anyone remember it? Deb
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10-24-2008, 06:03 PM
| #2 (permalink) | |
| Community Rank: Navigator   Join Date: Jun 2007 Location: New England
Posts: 6,244
| I know when we bought in in Sept we used our Disney card to pay for the down payment~And they gave us 500 disney reward dollars for doing so...Not sure if this is what you were thinking about or not though?
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10-24-2008, 06:05 PM
| #3 (permalink) | |
| Join Date: Feb 2004 Location: Fort Worth,Texas
Posts: 7,999
| Hummmmmmmmm Maybe..  Thanks, Deb
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10-24-2008, 06:13 PM
| #4 (permalink) | |
| RED SOX NATION!!  Join Date: Aug 2002 Location: Connecticut
Posts: 95,558
| The one griffin mentioned is the only one I remember 
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10-24-2008, 08:49 PM
| #5 (permalink) | |
| Community Rank: Trekker   Join Date: Dec 2005
Posts: 1,582
| AFAIK, the 0% for six months offer is a standing deal. We've had the visa card since it was first offered and they always have had that deal. The downside to it is that payments go toward the oldest charges. So in order to really benefit, you need to charge the DVC down payment and then not use the card again for the next 6 mos. If you do use it and make payments, the payments will go toward the DVC first and your subsequent charges will begin to accrue interest. There is some fine print on the 0% offer. It's only good on the down payment and is capped at 10% (?) of the purchase. So if you buy $15000 worth of points, you can only put $1500 on the visa interest-free. If you finance the rest of the purchase thru DVC, it will begin to accrue interest immediately (or in accordance with the contract terms.) A few months ago there was an offer for $500 in Visa reward dollars for a DVC purchase. That deal ran most of the summer but ended over a month ago. You can't get that bonus any longer.
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10-24-2008, 11:08 PM
| #6 (permalink) | |
| Join Date: Feb 2004 Location: Fort Worth,Texas
Posts: 7,999
| Thanks everyone.. I am only planning on adding 25 points so no down payment, It's a cash deal. They did offer 25 extra points I can bank & no closing costs, so I am happy  Deb
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10-25-2008, 05:20 AM
| #7 (permalink) | |
| Magic Happens!  Join Date: Oct 2001 Location: E. Stroudsburg, PA
Posts: 22,180
| What Tim said is very true about the oldest charges, as well as the payments going towards any higher interest charges first. (Yes, I found out the hard way  ). So keep that in mind so you don't get socked with high interest!
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10-25-2008, 09:43 AM
| #8 (permalink) | ||
| Join Date: Feb 2004 Location: Fort Worth,Texas
Posts: 7,999
| Quote:
I heard on a financial TV show that you should call your credit card companies & ask for a better interest rate, I called every card I had & everyone lowered the rates. Funny what you can get by asking 
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About This Page: This is a discussion on Disney Visa & Vacation club deal? within the Owning the Magic: Disney Vacation Club, part of the PassPorter Community - Message Boards and Forums; I remember reading something about Disney visa & vacation club not too long ago. It was something like use your ...
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