Welcome! We're happy you've found the PassPorter Community -- the friendliest place to plan your vacation to Walt Disney World, Disney Cruise Line, Disneyland, and the world in general! You are now viewing the PassPorter Message Board Community as a guest, which gives you limited access. As our guest, feel free to browse our messages by selecting the forum you want to visit from the list below.
To post messages and ask questions, join our FREE community today and you'll get access to tools and resources not available to guests, such as our vacation countown timers, "living" avatars, private messaging system, database searches, downloads, and a special PassPorter discount code. Registration is fast, simple, and completely free. Just click the Join Our Community link.
PassPorter's Free-Book to Walt Disney World It’s hard to believe anything is free at Walt Disney World; but there are actually a number of things you can get or do for little to no cost. This e-book documents over 200 free or cheap tips to do before you go and after you arrive. You could save a considerable amount of money following these tips. Perhaps more importantly; you can discover overlooked attractions and little-known details most people whiz by on their way to spend money. Click here to see free sample pages from the e-book! Get this popular e-book free of extra charges when you join the PassPorter's Club for as little as $4.95. A club pass includes access to all our other e-books; e-worksheets; super-size photos; and more! This e-book is also available for separate purchase in the PassPorter Online Store for just $5.95.
Rent/Utilities/Insurance: 50% - this includes rent, electric/gas, phone/internet/tv, etc. Transportation: 5% - we live in the city so we don't use the car very often. Loan Payments: 0% - we paid off our loans about a year ago - and we rent. Food: 15% - self explanatory Vacations: 10% - we have a special account dedicated to our vacations. This amount shifts every year (based on where we go). Clothes/Electronics: 5% - self explanatory. Child-Related Expenses (for DS): 5% - this includes summer camp, school trips, extracurriculars, supplies, etc. Savings: 10% - we try to save about 10% of our annual income.
Of course our numbers very from year to year - but we try to stay relatively consistent with this outline. This year we would like to get the Rent/Utilities section down somehow.
Location: Virginia - a day's drive to WDW or NYC :)
Post Thanks / Like
Likes (Given): 2
Likes (Received): 28
Thanks (Given): 0
Thanks (Received): 9
Pixie Dust (Given): 0
Pixie Dust (Received): 1
One of my goals for Jan 2013 is to find the answers to these questions. I had a budget all set up back in the day but a lot has changed since then and it really is a shame but I don't know anymore the details of where the $ goes. Embarassing.
Thanks so much, Drew!
I'll post my figures now as well, hoping to encourage others to follow my lead
Rent/Utilities/Insurance/Phone: 30% Cars: 20% (DH commutes, plus gas is crazy expensive over here ) Food: 10% (We've cut back on restaurant visits quite a bit!) Vacations: 10-15% (depending on whether or not we're traveling to the States) Our dogs: 7% (what can I say, they are our kids ) Clothes: 5% Loan payments: 2%
The rest is divided up between savings and "wants" (electronics, books, sports, movies etc.).
I figured the percentages for my monthly budget, but I think if I did the math correctly it would be about the same for yearly too.
Mortgage/Insurance/Utilities (electric, gas, cell phones, cable, internet): 30% Cars/Insurnace/Gas: 20% Food: 10% (this includes my grocery budget and any eating out we do during the month) Vacations: 5-10% (we do one major vacation every other year and smaller vacations throughout the year) Clothes/Entertainment/DD's extra activities/Pets: 8% - sometimes less depending on the month Savings: 12% (we have an automatic payment made to our savings account each week) Loans: 0% Wants (money spent on hobbies/birthday gifts/home decorating/etc...): 5-10%
Find my November 2016 TR updated 6/8/2017 here!
Rent/Insurance/Utilities: just under 20% (We sold our house when we moved to the other side of the state...just renting here, don't know how long we will stay...rent is more than our mortgage was!) Cars/Insurnace/Gas: 12% Food: 10% Vacations: 3-5% Clothes: 3% Debt: 12% (mostly student loans other than those we will be debt free as of next January!) Misc: 10-20%- Depends on what medical expenses pop up (both human and fur baby), or what the kids end up needing, eating out, movies etc. This also includes birthday and Christmas spending.
I honestly have no clue what percentage of our funds we spend on anything!! I just know I try to watch what I spend and we try to save as much as we can. We're able to keep food on the table, clothes on our backs, and have some fun every now and again.
Now I'm going to have to pay attention!
Thanks for asking.