Cash or no cash?
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When my older son started flying 1900 miles to school and back he drove we crazy by not wanting to carry cash. I would always make him have a 20 on him.
Over the years, I've realized that I began to carry less and less cash and now often have no cash at all on me. I use my debit card all the time (I do not use it at small, local businesses instead using a check to save them fees).
More and more I carry little cash. The one real exception is vacation. I like to have cash, divided up into amounts for each day, so I don't overspend. Otherwise, at home, I just keep a running tally of spending each month and pretty much use the debit card for everything.
Both. I have cash for smaller purchases, especially at mom & pop stores but charge groceries, Target, gas, etc. As someone whose parents are one of those "mom & pop" shops, please PLEASE use cash for purchases under $20. Remember the cc companies take a percentage of every sale run through the machine and a few cents for every time a card is swiped. Charging a $5 / $10 purchase eats away at their profit. (stepping off soapbox now)
I never have any cash on me. I use my debit card for everything.
10/27-11/6/11 All Star Music Family Suite (QSDP) --Family trip 1/26-2/1/12 Quality Suites Lake Buena Vista --Adults Only trip 4/16-4/21/12 Rosen Inn --Adults Only Trip 10/27-11/4/12 All Star Music Family Suite (DDP) --Family Trip
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I rarely have more $20 if that in my wallet. I use my debit card for pretty much everything. I like to have a bit of cash on me but I tend to forget to get more once I've used what was in my wallet. My father on the other hand almost always has cash and lots of it and I see him about once a week so I've actually started giving him money and keeping track of how much I've given him in a debit card registerwhich lets me use him like a human atm. I started doing this because I realized about once a month or so I'd ask him to borrow $20 since I was out of cash and then both of us would forget that I owed him $20.
I hardly ever have cash (unless I'm eating at the super delicious Vinnie Van Gogo's, because they only take cash ). I actually prefer to use cash, but the reason I don't is because I'm somewhat of a germophobe and cash is super duper dirty. I'm not kidding, if I have to use cash I'm like a lunatic looking for a sink ASAP to wash my hands. I realize the number pads on the debit card swipe thingies aren't any cleaner, I'm sure, (and I wash my hands after those too), but there is just something about cash that grosses me out.